Truth isn't pretty, but it's still the truth. Thank you Vernon Coleman for your insights.

I like Dr. Coleman, but I'm a little tired of the non-stop 'I told you so' crap. We've all seen it coming for years, and we all know it's coming soon. What's infinitely more important than an unending stream of 'I told you so's' is a 'this is what we do about it.'

Thank you, Dr. Coleman.